The role of a corporation’s is to increase the value of the firm to its shareholders. We seek to maximise shareholders value through raising and managing organisation capital. We have a proven track record of providing financial advisory (Project Finance/ Corporate Finance) services to our clients across industry. We have a specialist team that works actively with clients to raise capital from Public/private sector banks and Financial Institutions in Indian Market.
From raising or restructuring capital, to buying or selling a business, to making strategic and policy decisions based on value, we at RAV will see things from your perspective and employ creativity and skill in devising and executing a favourable approach in achievement of your goals.
We offer a wide range of services to satisfy the specific financial needs of customers.
- We associate ourselves with client at the stage of preparation of project plan.
- Understand finance requirement – Effective capital structure and working capital needs.
- Prepare project report.
- Minimise Finance risk associated with client operations.
- Make representations to banks/Financial Institutions, Improve credit rating, negotiate term with lenders to reduce overall finance liability.
- Arrange timely disbursement of finance facility during the ongoing stages of project completion.
- Superior Customer Service.
The different types of finance arranged by our highly competitive team are:
Cash Credit is an arrangement under which a customer of a bank or financial institution is allowed an advance up to certain limit against credit granted by bank.
Guarantees are important instruments used to minimize the risks that are involved in commercial contracts. Bank issues BG on behalf of the customers for various purposes. Bank Guarantees are of two types –
- Financial guarantee.
- Performance guarantee.
A letter of credit is a bank undertaking of payment separate from the sales or other contracts on which it is based. It is a way of reducing the payment risks associated with the movement of goods.
Factoring is another popular form of funding whereby a business sells its accounts receivable (i.e., invoices) to a third party (called a factor) at discount. In factoring, a financial institution (factor) buys the accounts receivable of a company and pays up to a certain value of receivable after keeping margin aside.
Term Loans are extended for the purpose of acquisition of fixed assets. viz., building, plant and machinery for setting up of new industrial units or expansion/modernisation of existing units or financing for the purchase of second hand machinery (both indigenous as well as imported).
Working capital term loan is provided for meeting the working capital requirements including shortfall in margin money for working capital. It is a medium term maturity loan. Export credit: We arrange both pre and post shipment credit to the Indian exporters through Rupee denominated loans as well as foreign currency loans in India. Exporters having firm export orders or confirmed L/C from a recognized Bank can avail the export credit facilities.
- Pre-Shipment Credit: Pre-shipment Credit is offered to an exporter by way of packing credit to enable him to finance purchase/import of raw materials, processing and packing of the goods meant for exports.
- Post-Shipment Credit: Post-shipment Credit is offered to an exporter to finance export sales receivables after the date of shipment of goods till the date of realisation of export proceeds. Bill Discounting: Bill discounting is another popular form of lending. Under the arrangement, banks take the bill drawn by the borrower (seller) on the buyer and charges some commission for such services.
This type of financing allows the user to meet current obligations by providing immediate cash flow. A short-term loan that is used until a person or company secures permanent financing or removes an existing obligation.Bill Discounting: Bill discounting is another popular form of lending. Under the arrangement, banks take the bill drawn by the borrower (seller) on the buyer and charges some commission for such services.
ECB route is used to facilitate the access to foreign money by Indian corporate. It refers to commercial loans in the form of bank loans, buyers’ credit, suppliers’ credit, securitized instruments (e.g. floating rate notes and fixed rate bonds, non-convertible, optionally convertible or partially convertible preference shares) availed of from non-resident lenders. Foreign currency convertible bonds: It refers to a bond issued by an Indian company expressed in foreign currency, and the principal and interest in respect of which is payable in foreign currency. A convertible bond gives an option to the investor too convert debt into equity at the end of term. FCCB’s are quasi-debt instruments and tradable on the stock exchange.
We arrange loan against (residential/commercial) property services to our clients for expanding his/her business without reducing the capital from your business. Our experience and insight into the banking domain make a key differentiator for building enduring and sustaining relationship with the customers.Our experience and insight into the banking domain make a key differentiator for building enduring and sustaining relationship with the customers.